Life Insurance

One of the industry's fastest-growing group life and disability programs.

UnitedHealthcare Specialty BenefitsSM gives you access to more than a dozen valuable products, including:

  • Basic Life
  • Supplemental Life
  • Dependent Life
  • Accidental Death and Dismemberment
  • Specialty Accident
  • Individual Life Insurance available through Worksite Marketing

UnitedHealthcare Specialty BenefitsSM offers the following competitive advantages:

  • Financial strength
    Our benefits received an A+ rating by Standard and Poor’s (United HealthCare Insurance Company).

  • Flexible funding options
    Most insurance benefit plans can be either fully insured, employer-paid or employee-pay-all.

  • Customized insurance plan designs
    We offer flexible insurance plan designs with a variety of benefit options and benefit amounts. And our products include special features such as accelerated benefits, waiver of premium and life conversion.

  • Beneficiary support services
    Members get access to grief counseling, financial and legal assistance. They also receive referrals to licensed clinicians, financial consultants and attorneys for beneficiaries.

Enjoy flexible options, value-added service and industry-leading growth. Only with UnitedHealthcare Specialty Benefits.


*"Plan" may refer to insurance and/or HMO benefit plans.